BANK OF BOTETOURT

BUCHANAN, VA | Medium | Est. Sept. 27, 1899, midnight | FDIC #6137 | RSSD #759625 | FDIC
Latest Report: 2025-12-31

BANK OF BOTETOURT is amn medium FDIC-insured commercial bank headquartered in BUCHANAN, VA, established in Sept. 27, 1899, midnight. As of 2025-12-31, the bank reported total assets of $926M and total deposits of $825M. Profitability stands at 1.19% ROA and 11.75% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 10.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.04%. FDIC Certificate #6137.

Assets

$926M

Deposits

$825M

Loans

$760M

Equity

$94M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 11.75%
Net Interest Margin (NIM) 4.08%
Yield on Assets 6.05%
Cost of Funds 2.03%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.11%
Texas Ratio 0.04%
NPA Ratio 0.00%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 10.10%
Tier 1 Capital 10.10%
Total Capital Ratio 10.61%
Leverage Ratio 10.42%
Loan-to-Deposit 92.13%

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