FARMERS AND MERCHANTS BANK, THE

FARMERS AND MERCHANTS BANK, THE is asn small FDIC-insured commercial bank headquartered in CALDWELL, OH, established in Jan. 20, 1912, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $114M. Profitability stands at 1.32% ROA and 9.09% ROE, with a net interest margin of 4.74%. The bank's CET1 capital ratio is 14.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.10% and a Texas Ratio of 12.32%. FDIC Certificate #10280.