BRANNEN BANK

INVERNESS, FL | Large | Est. July 1, 1926, midnight | FDIC #5676 | RSSD #760331 | FDIC
Latest Report: 2025-12-31

BRANNEN BANK is aln large FDIC-insured commercial bank headquartered in INVERNESS, FL, established in July 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $1.0B. Profitability stands at 2.13% ROA and 62.80% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 14.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 7.78%. FDIC Certificate #5676.

Assets

$1.1B

Deposits

$1.0B

Loans

$519M

Equity

$33M

Profitability

Return on Assets (ROA) 2.13%
Return on Equity (ROE) 62.80%
Net Interest Margin (NIM) 4.02%
Yield on Assets 5.56%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.01%
Texas Ratio 7.78%
NPA Ratio 0.27%
ACL / Loans 0.75%

Capital & Liquidity

CET1 Ratio 14.03%
Tier 1 Capital 14.03%
Total Capital Ratio 15.06%
Leverage Ratio 5.43%
Loan-to-Deposit 50.07%

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