NATIONAL BANK OF ST. ANNE

SAINT ANNE, IL | Small | Est. Dec. 4, 1948, midnight | FDIC #16752 | RSSD #760340 | OCC
Latest Report: 2025-12-31

NATIONAL BANK OF ST. ANNE is asn small FDIC-insured commercial bank headquartered in SAINT ANNE, IL, established in Dec. 4, 1948, midnight. As of 2025-12-31, the bank reported total assets of $141M and total deposits of $125M. Profitability stands at 1.52% ROA and 14.74% ROE, with a net interest margin of 4.87%. The bank's CET1 capital ratio is 11.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 5.51%. FDIC Certificate #16752.

Assets

$141M

Deposits

$125M

Loans

$116M

Equity

$15M

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 14.74%
Net Interest Margin (NIM) 4.87%
Yield on Assets 6.55%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.75%
Net Charge-Off Ratio 0.05%
Texas Ratio 5.51%
NPA Ratio 0.62%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.36%
Tier 1 Capital 11.36%
Total Capital Ratio 12.46%
Leverage Ratio 9.52%
Loan-to-Deposit 92.90%

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