IPAVA STATE BANK

LEWISTOWN, IL | Small | Est. Sept. 11, 1902, midnight | FDIC #10473 | RSSD #760434 | FDIC
Latest Report: 2025-12-31

IPAVA STATE BANK is asn small FDIC-insured commercial bank headquartered in LEWISTOWN, IL, established in Sept. 11, 1902, midnight. As of 2025-12-31, the bank reported total assets of $218M and total deposits of $176M. Profitability stands at 0.93% ROA and 10.52% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 13.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.08%. FDIC Certificate #10473.

Assets

$218M

Deposits

$176M

Loans

$145M

Equity

$19M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 10.52%
Net Interest Margin (NIM) 4.02%
Yield on Assets 5.48%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio -0.05%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 13.77%
Tier 1 Capital 13.77%
Total Capital Ratio 14.90%
Leverage Ratio 8.55%
Loan-to-Deposit 82.40%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required