SOUTHWEST MISSOURI BANK

CARTHAGE, MO | Large | Est. June 11, 1979, midnight | FDIC #22876 | RSSD #760854 | FDIC
Latest Report: 2025-12-31

SOUTHWEST MISSOURI BANK is aln large FDIC-insured commercial bank headquartered in CARTHAGE, MO, established in June 11, 1979, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 1.13% ROA and 16.86% ROE, with a net interest margin of 3.84%. The bank's CET1 capital ratio is 15.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.58%. FDIC Certificate #22876.

Assets

$1.2B

Deposits

$1.1B

Loans

$632M

Equity

$83M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 16.86%
Net Interest Margin (NIM) 3.84%
Yield on Assets 5.32%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.58%
NPA Ratio 0.04%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 15.03%
Tier 1 Capital 15.03%
Total Capital Ratio 16.07%
Leverage Ratio 8.72%
Loan-to-Deposit 58.86%

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