FIRST BANK OF PIKE

MOLENA, GA | Micro | Est. Jan. 1, 1899, midnight | FDIC #9070 | RSSD #760939 | FDIC
Latest Report: 2025-12-31

FIRST BANK OF PIKE is amn micro FDIC-insured commercial bank headquartered in MOLENA, GA, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $77M. Profitability stands at 0.88% ROA and 9.60% ROE, with a net interest margin of 6.01%. The bank's CET1 capital ratio is 15.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 6.55%. FDIC Certificate #9070.

Assets

$86M

Deposits

$77M

Loans

$55M

Equity

$8M

Profitability

Return on Assets (ROA) 0.88%
Return on Equity (ROE) 9.60%
Net Interest Margin (NIM) 6.01%
Yield on Assets 7.41%
Cost of Funds 2.82%

Asset Quality

NPL Ratio 1.06%
Net Charge-Off Ratio -0.03%
Texas Ratio 6.55%
NPA Ratio 0.67%
ACL / Loans 1.60%

Capital & Liquidity

CET1 Ratio 15.13%
Tier 1 Capital 15.64%
Total Capital Ratio 16.89%
Leverage Ratio 9.42%
Loan-to-Deposit 71.04%

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