FIRST STATE BANK OF ROSEMOUNT, THE

ROSEMOUNT, MN | Small | Est. Jan. 1, 1909, midnight | FDIC #9769 | RSSD #760957 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF ROSEMOUNT, THE is asn small FDIC-insured commercial bank headquartered in ROSEMOUNT, MN, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $152M and total deposits of $144M. Profitability stands at -0.49% ROA and -11.19% ROE, with a net interest margin of 2.82%. The bank's CET1 capital ratio is 8.78%. Asset quality metrics show a non-performing loan ratio of 3.65% and a Texas Ratio of 51.07%. FDIC Certificate #9769.

Assets

$152M

Deposits

$144M

Loans

$108M

Equity

$7M

Profitability

Return on Assets (ROA) -0.49%
Return on Equity (ROE) -11.19%
Net Interest Margin (NIM) 2.82%
Yield on Assets 5.31%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 3.65%
Net Charge-Off Ratio 0.00%
Texas Ratio 51.07%
NPA Ratio 2.61%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 8.78%
Tier 1 Capital 8.78%
Total Capital Ratio 9.86%
Leverage Ratio 6.11%
Loan-to-Deposit 75.19%

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