PINE COUNTRY BANK

LITTLE FALLS, MN | Small | Est. May 11, 1927, midnight | FDIC #13652 | RSSD #761459 | FDIC
Latest Report: 2025-12-31

PINE COUNTRY BANK is asn small FDIC-insured commercial bank headquartered in LITTLE FALLS, MN, established in May 11, 1927, midnight. As of 2025-12-31, the bank reported total assets of $384M and total deposits of $337M. Profitability stands at 1.43% ROA and 12.33% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 14.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.66%. FDIC Certificate #13652.

Assets

$384M

Deposits

$337M

Loans

$238M

Equity

$45M

Profitability

Return on Assets (ROA) 1.43%
Return on Equity (ROE) 12.33%
Net Interest Margin (NIM) 4.48%
Yield on Assets 5.79%
Cost of Funds 1.37%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.66%
NPA Ratio 0.08%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 14.47%
Tier 1 Capital 14.47%
Total Capital Ratio 15.48%
Leverage Ratio 9.87%
Loan-to-Deposit 70.66%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required