BANK OF CLARKS

CLARKS, NE | Micro | Est. Feb. 15, 1937, midnight | FDIC #16953 | RSSD #76153 | FDIC
Latest Report: 2025-12-31

BANK OF CLARKS is amn micro FDIC-insured commercial bank headquartered in CLARKS, NE, established in Feb. 15, 1937, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $48M. Profitability stands at 0.06% ROA and 0.63% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 10.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.27% and a Texas Ratio of 9.47%. FDIC Certificate #16953.

Assets

$62M

Deposits

$48M

Loans

$48M

Equity

$6M

Profitability

Return on Assets (ROA) 0.06%
Return on Equity (ROE) 0.63%
Net Interest Margin (NIM) 4.18%
Yield on Assets 6.46%
Cost of Funds 2.85%

Asset Quality

NPL Ratio 1.27%
Net Charge-Off Ratio 0.10%
Texas Ratio 9.47%
NPA Ratio 0.98%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 10.82%
Tier 1 Capital 10.82%
Total Capital Ratio 12.07%
Leverage Ratio 9.24%
Loan-to-Deposit 100.03%

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