BanksBANK OF CLARKS

BANK OF CLARKS

CLARKS, NEMicroEst. Feb. 15, 1937, midnightFDIC #16953RSSD #76153FDIC
Latest · 2025-12-31

BANK OF CLARKS is an FDIC-insured commercial bank headquartered in CLARKS, NE, established in Feb. 15, 1937, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $48M. Profitability stands at 0.06% ROA and 0.63% ROE, with a net interest margin of 4.18%. CET1 capital ratio: 10.82%, well above regulatory minimums. NPL ratio: 1.27% · Texas Ratio: 9.47%. Operates 2 domestic branches.

Assets
$62M
Deposits
$48M
Loans
$48M
Equity
$6M

Profitability

Return on Assets (ROA)0.06%
Return on Equity (ROE)0.63%
Net Interest Margin4.18%
Yield on Assets6.46%
Cost of Funds2.33%

Asset Quality

NPL Ratio1.27%
Net Charge-Off Ratio0.10%
Texas Ratio9.47%
NPA Ratio0.98%
ACL / Loans1.46%

Capital & Liquidity

CET1 Ratio10.82%
Tier 1 Capital10.82%
Total Capital Ratio12.07%
Leverage Ratio9.24%
Loan-to-Deposit100.03%

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