WEBSTER BANK, NATIONAL ASSOCIATION

STAMFORD, CT | Regional | Est. Jan. 1, 1870, midnight | FDIC #18221 | RSSD #761806 | OCC
Latest Report: 2025-12-31

WEBSTER BANK, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in STAMFORD, CT, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $84.0B and total deposits of $68.9B. Profitability stands at 1.23% ROA and 10.51% ROE, with a net interest margin of 3.35%. The bank's CET1 capital ratio is 12.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.91% and a Texas Ratio of 4.89%. FDIC Certificate #18221.

Assets

$84.0B

Deposits

$68.9B

Loans

$56.6B

Equity

$9.8B

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 10.51%
Net Interest Margin (NIM) 3.35%
Yield on Assets 5.32%
Cost of Funds 2.95%

Asset Quality

NPL Ratio 0.91%
Net Charge-Off Ratio 0.32%
Texas Ratio 4.89%
NPA Ratio 0.61%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 12.19%
Tier 1 Capital 12.19%
Total Capital Ratio 13.43%
Leverage Ratio 8.69%
Loan-to-Deposit 82.17%

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