FIRST MID BANK & TRUST, NATIONAL ASSOCIATION

MATTOON, IL | Large | Est. Feb. 8, 1865, midnight | FDIC #3705 | RSSD #762447 | OCC
Latest Report: 2025-12-31

FIRST MID BANK & TRUST, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in MATTOON, IL, established in Feb. 8, 1865, midnight. As of 2025-12-31, the bank reported total assets of $7.9B and total deposits of $6.5B. Profitability stands at 1.19% ROA and 10.00% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 13.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 3.36%. FDIC Certificate #3705.

Assets

$7.9B

Deposits

$6.5B

Loans

$6.0B

Equity

$935M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 10.00%
Net Interest Margin (NIM) 3.76%
Yield on Assets 5.31%
Cost of Funds 3.50%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.09%
Texas Ratio 3.36%
NPA Ratio 0.43%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 13.29%
Tier 1 Capital 13.29%
Total Capital Ratio 14.47%
Leverage Ratio 10.88%
Loan-to-Deposit 93.08%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required