FIRST MID BANK & TRUST, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in MATTOON, IL, established in Feb. 8, 1865, midnight. As of 2025-12-31, the bank reported total assets of $7.9B and total deposits of $6.5B. Profitability stands at 1.19% ROA and 10.00% ROE, with a net interest margin of 3.76%. CET1 capital ratio: 13.29%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 3.36%. Operates 79 domestic branches.
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