BanksFIRST MID BANK & TRUST, NATIONAL ASSOCIATION

FIRST MID BANK & TRUST, NATIONAL ASSOCIATION

MATTOON, ILLargeEst. Feb. 8, 1865, midnightFDIC #3705RSSD #762447OCC
Latest · 2025-12-31

FIRST MID BANK & TRUST, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in MATTOON, IL, established in Feb. 8, 1865, midnight. As of 2025-12-31, the bank reported total assets of $7.9B and total deposits of $6.5B. Profitability stands at 1.19% ROA and 10.00% ROE, with a net interest margin of 3.76%. CET1 capital ratio: 13.29%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 3.36%. Operates 79 domestic branches.

Assets
$7.9B
Deposits
$6.5B
Loans
$6.0B
Equity
$935M

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)10.00%
Net Interest Margin3.76%
Yield on Assets5.31%
Cost of Funds1.67%

Asset Quality

NPL Ratio0.52%
Net Charge-Off Ratio0.09%
Texas Ratio3.36%
NPA Ratio0.43%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio13.29%
Tier 1 Capital13.29%
Total Capital Ratio14.47%
Leverage Ratio10.88%
Loan-to-Deposit93.08%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required