FIDELITY BANK, NATIONAL ASSOCIATION

WICHITA, KS | Large | Est. Jan. 1, 1956, midnight | FDIC #30895 | RSSD #762474 | OCC
Latest Report: 2025-12-31

FIDELITY BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in WICHITA, KS, established in Jan. 1, 1956, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.6B. Profitability stands at 1.20% ROA and 12.53% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 10.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.49% and a Texas Ratio of 9.73%. FDIC Certificate #30895.

Assets

$3.3B

Deposits

$2.6B

Loans

$2.6B

Equity

$324M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 12.53%
Net Interest Margin (NIM) 3.79%
Yield on Assets 6.18%
Cost of Funds 2.78%

Asset Quality

NPL Ratio 0.49%
Net Charge-Off Ratio -0.01%
Texas Ratio 9.73%
NPA Ratio 1.04%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 10.78%
Tier 1 Capital 10.78%
Total Capital Ratio 11.94%
Leverage Ratio 9.95%
Loan-to-Deposit 101.07%

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