BanksFIDELITY BANK, NATIONAL ASSOCIATION

FIDELITY BANK, NATIONAL ASSOCIATION

WICHITA, KSLargeEst. Jan. 1, 1956, midnightFDIC #30895RSSD #762474OCC
Latest · 2025-12-31

FIDELITY BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in WICHITA, KS, established in Jan. 1, 1956, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.6B. Profitability stands at 1.20% ROA and 12.53% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 10.78%, well above regulatory minimums. NPL ratio: 0.49% · Texas Ratio: 9.73%. Operates 17 domestic branches.

Assets
$3.3B
Deposits
$2.6B
Loans
$2.6B
Equity
$324M

Profitability

Return on Assets (ROA)1.20%
Return on Equity (ROE)12.53%
Net Interest Margin3.79%
Yield on Assets6.18%
Cost of Funds2.44%

Asset Quality

NPL Ratio0.49%
Net Charge-Off Ratio-0.01%
Texas Ratio9.73%
NPA Ratio1.04%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio10.78%
Tier 1 Capital10.78%
Total Capital Ratio11.94%
Leverage Ratio9.95%
Loan-to-Deposit101.07%

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