ABACUS FEDERAL SAVINGS BANK

NEW YORK, NY | Small | Est. Nov. 29, 1984, midnight | FDIC #32257 | RSSD #762773 | OCC
Latest Report: 2025-12-31

ABACUS FEDERAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Nov. 29, 1984, midnight. As of 2025-12-31, the bank reported total assets of $316M and total deposits of $254M. Profitability stands at 0.18% ROA and 1.02% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 32.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 2.25%. FDIC Certificate #32257.

Assets

$316M

Deposits

$254M

Loans

$254M

Equity

$57M

Profitability

Return on Assets (ROA) 0.18%
Return on Equity (ROE) 1.02%
Net Interest Margin (NIM) 4.61%
Yield on Assets 5.98%
Cost of Funds 1.56%

Asset Quality

NPL Ratio 0.45%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.25%
NPA Ratio 0.43%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 32.44%
Tier 1 Capital 32.44%
Total Capital Ratio 33.75%
Leverage Ratio 15.88%
Loan-to-Deposit 99.71%

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