BANK OF HINDMAN

HINDMAN, KY | Small | Est. Jan. 1, 1903, midnight | FDIC #289 | RSSD #763211 | FDIC
Latest Report: 2025-12-31

BANK OF HINDMAN is asn small FDIC-insured commercial bank headquartered in HINDMAN, KY, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $268M and total deposits of $218M. Profitability stands at 0.41% ROA and 5.56% ROE, with a net interest margin of 1.99%. The bank's CET1 capital ratio is 15.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 1.94%. FDIC Certificate #289.

Assets

$268M

Deposits

$218M

Loans

$125M

Equity

$20M

Profitability

Return on Assets (ROA) 0.41%
Return on Equity (ROE) 5.56%
Net Interest Margin (NIM) 1.99%
Yield on Assets 4.44%
Cost of Funds 2.68%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.94%
NPA Ratio 0.15%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 15.24%
Tier 1 Capital 15.24%
Total Capital Ratio 16.19%
Leverage Ratio 9.10%
Loan-to-Deposit 57.22%

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