FOUR COUNTY BANK, THE

ALLENTOWN, GA | Micro | Est. Sept. 15, 1941, midnight | FDIC #15904 | RSSD #7634 | FDIC
Latest Report: 2025-12-31

FOUR COUNTY BANK, THE is amn micro FDIC-insured commercial bank headquartered in ALLENTOWN, GA, established in Sept. 15, 1941, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $80M. Profitability stands at 1.86% ROA and 14.78% ROE, with a net interest margin of 4.90%. The bank's CET1 capital ratio is 12.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.29% and a Texas Ratio of 6.05%. FDIC Certificate #15904.

Assets

$92M

Deposits

$80M

Loans

$61M

Equity

$12M

Profitability

Return on Assets (ROA) 1.86%
Return on Equity (ROE) 14.78%
Net Interest Margin (NIM) 4.90%
Yield on Assets 7.13%
Cost of Funds 2.98%

Asset Quality

NPL Ratio 1.29%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.05%
NPA Ratio 0.86%
ACL / Loans 2.23%

Capital & Liquidity

CET1 Ratio 12.77%
Tier 1 Capital 12.77%
Total Capital Ratio 13.41%
Leverage Ratio 13.83%
Loan-to-Deposit 77.18%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required