FARMERS & MERCHANTS BANK is amn medium FDIC-insured commercial bank headquartered in LAKELAND, GA, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $763M and total deposits of $673M. Profitability stands at 1.48% ROA and 16.90% ROE, with a net interest margin of 5.08%. The bank's CET1 capital ratio is 8.90%. Asset quality metrics show a non-performing loan ratio of 1.34% and a Texas Ratio of 12.69%. FDIC Certificate #5716.
Assets
$763M
Deposits
$673M
Loans
$602M
Equity
$68M
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