AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE

MOUNT PLEASANT, TX | Small | Est. Aug. 31, 1979, midnight | FDIC #22942 | RSSD #764067 | OCC
Latest Report: 2025-12-31

AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE is asn small FDIC-insured commercial bank headquartered in MOUNT PLEASANT, TX, established in Aug. 31, 1979, midnight. As of 2025-12-31, the bank reported total assets of $142M and total deposits of $127M. Profitability stands at 1.55% ROA and 16.33% ROE, with a net interest margin of 5.37%. The bank's CET1 capital ratio is 9.97%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #22942.

Assets

$142M

Deposits

$127M

Loans

$93M

Equity

$14M

Profitability

Return on Assets (ROA) 1.55%
Return on Equity (ROE) 16.33%
Net Interest Margin (NIM) 5.37%
Yield on Assets 6.97%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.32%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.79%

Capital & Liquidity

CET1 Ratio 9.97%
Tier 1 Capital 9.97%
Total Capital Ratio 10.47%
Leverage Ratio 12.91%
Loan-to-Deposit 72.73%

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