FEDERATION BANK

WASHINGTON, IA | Small | Est. Nov. 1, 1906, midnight | FDIC #14352 | RSSD #764142 | FDIC
Latest Report: 2025-12-31

FEDERATION BANK is asn small FDIC-insured commercial bank headquartered in WASHINGTON, IA, established in Nov. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $154M and total deposits of $132M. Profitability stands at 1.29% ROA and 13.75% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 8.12%. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.42%. FDIC Certificate #14352.

Assets

$154M

Deposits

$132M

Loans

$82M

Equity

$14M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 13.75%
Net Interest Margin (NIM) 4.03%
Yield on Assets 5.26%
Cost of Funds 1.31%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.42%
NPA Ratio 0.15%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 8.12%
Tier 1 Capital 8.12%
Total Capital Ratio 8.53%
Leverage Ratio 10.01%
Loan-to-Deposit 61.93%

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