LOVELADY STATE BANK is amn micro FDIC-insured commercial bank headquartered in LOVELADY, TX, established in Nov. 4, 1974, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $48M. Profitability stands at 1.02% ROA and 8.68% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 21.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.73% and a Texas Ratio of 6.32%. FDIC Certificate #21807.
Assets
$55M
Deposits
$48M
Loans
$24M
Equity
$6M
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