LOVELADY STATE BANK is an FDIC-insured commercial bank headquartered in LOVELADY, TX, established in Nov. 4, 1974, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $48M. Profitability stands at 1.02% ROA and 8.68% ROE, with a net interest margin of 4.41%. CET1 capital ratio: 21.87%, well above regulatory minimums. NPL ratio: 0.73% · Texas Ratio: 6.32%. Operates 1 domestic branch.
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