PEOPLES BANK, THE

TAYLORSVILLE, KY | Small | Est. Feb. 3, 1903, midnight | FDIC #1566 | RSSD #76443 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK, THE is asn small FDIC-insured commercial bank headquartered in TAYLORSVILLE, KY, established in Feb. 3, 1903, midnight. As of 2025-12-31, the bank reported total assets of $137M and total deposits of $123M. Profitability stands at 2.02% ROA and 23.21% ROE, with a net interest margin of 5.51%. The bank's CET1 capital ratio is 18.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 4.18%. FDIC Certificate #1566.

Assets

$137M

Deposits

$123M

Loans

$97M

Equity

$12M

Profitability

Return on Assets (ROA) 2.02%
Return on Equity (ROE) 23.21%
Net Interest Margin (NIM) 5.51%
Yield on Assets 6.77%
Cost of Funds 1.27%

Asset Quality

NPL Ratio 0.57%
Net Charge-Off Ratio 0.03%
Texas Ratio 4.18%
NPA Ratio 0.40%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 18.25%
Tier 1 Capital 18.25%
Total Capital Ratio 19.50%
Leverage Ratio 11.40%
Loan-to-Deposit 78.36%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required