BANK OF CROCKER

WAYNESVILLE, MO | Small | Est. July 5, 1911, midnight | FDIC #1937 | RSSD #765354 | FDIC
Latest Report: 2025-12-31

BANK OF CROCKER is asn small FDIC-insured commercial bank headquartered in WAYNESVILLE, MO, established in July 5, 1911, midnight. As of 2025-12-31, the bank reported total assets of $146M and total deposits of $130M. Profitability stands at 0.53% ROA and 4.96% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 29.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.77% and a Texas Ratio of 8.31%. FDIC Certificate #1937.

Assets

$146M

Deposits

$130M

Loans

$49M

Equity

$16M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 4.96%
Net Interest Margin (NIM) 3.59%
Yield on Assets 4.82%
Cost of Funds 1.28%

Asset Quality

NPL Ratio 2.77%
Net Charge-Off Ratio -0.01%
Texas Ratio 8.31%
NPA Ratio 0.93%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 29.55%
Tier 1 Capital 29.55%
Total Capital Ratio 30.78%
Leverage Ratio 12.50%
Loan-to-Deposit 37.83%

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