HOME SAVINGS BANK

CHANUTE, KS | Small | Est. Jan. 1, 1886, midnight | FDIC #28246 | RSSD #765877 | OCC
Latest Report: 2025-12-31

HOME SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in CHANUTE, KS, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $88M. Profitability stands at 1.05% ROA and 6.18% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 27.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.41%. FDIC Certificate #28246.

Assets

$113M

Deposits

$88M

Loans

$75M

Equity

$19M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 6.18%
Net Interest Margin (NIM) 4.23%
Yield on Assets 6.11%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.41%
NPA Ratio 0.07%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 27.42%
Tier 1 Capital 27.42%
Total Capital Ratio 28.68%
Leverage Ratio 16.70%
Loan-to-Deposit 84.99%

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