BanksHOME SAVINGS BANK

HOME SAVINGS BANK

CHANUTE, KSSmallEst. Jan. 1, 1886, midnightFDIC #28246RSSD #765877OCC
Latest · 2025-12-31

HOME SAVINGS BANK is an FDIC-insured commercial bank headquartered in CHANUTE, KS, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $88M. Profitability stands at 1.05% ROA and 6.18% ROE, with a net interest margin of 4.23%. CET1 capital ratio: 27.42%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.41%. Operates 1 domestic branch.

Assets
$113M
Deposits
$88M
Loans
$75M
Equity
$19M

Profitability

Return on Assets (ROA)1.05%
Return on Equity (ROE)6.18%
Net Interest Margin4.23%
Yield on Assets6.11%
Cost of Funds2.12%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.01%
Texas Ratio0.41%
NPA Ratio0.07%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio27.42%
Tier 1 Capital27.42%
Total Capital Ratio28.68%
Leverage Ratio16.70%
Loan-to-Deposit84.99%

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