BanksCHESTERFIELD STATE BANK

CHESTERFIELD STATE BANK

CHESTERFIELD, ILMicroEst. Sept. 21, 1898, midnightFDIC #10872RSSD #767246FDIC
Latest · 2025-12-31

CHESTERFIELD STATE BANK is an FDIC-insured commercial bank headquartered in CHESTERFIELD, IL, established in Sept. 21, 1898, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $20M. Profitability stands at 0.22% ROA and 2.33% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 13.89%, well above regulatory minimums. NPL ratio: 0.27% · Texas Ratio: 1.87%. Operates 1 domestic branch.

Assets
$22M
Deposits
$20M
Loans
$15M
Equity
$2M

Profitability

Return on Assets (ROA)0.22%
Return on Equity (ROE)2.33%
Net Interest Margin3.93%
Yield on Assets5.62%
Cost of Funds1.73%

Asset Quality

NPL Ratio0.27%
Net Charge-Off Ratio-0.10%
Texas Ratio1.87%
NPA Ratio0.19%
ACL / Loans1.24%

Capital & Liquidity

CET1 Ratio13.89%
Tier 1 Capital13.89%
Total Capital Ratio15.14%
Leverage Ratio9.60%
Loan-to-Deposit77.82%

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