TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION

TUCUMCARI, NM | Micro | Est. July 1, 1934, midnight | FDIC #29059 | RSSD #767572 | OCC
Latest Report: 2025-12-31

TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in TUCUMCARI, NM, established in July 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $37M and total deposits of $27M. Profitability stands at 0.51% ROA and 3.26% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 15.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.94% and a Texas Ratio of 4.10%. FDIC Certificate #29059.

Assets

$37M

Deposits

$27M

Loans

$27M

Equity

$6M

Profitability

Return on Assets (ROA) 0.51%
Return on Equity (ROE) 3.26%
Net Interest Margin (NIM) 3.62%
Yield on Assets 6.42%
Cost of Funds 3.07%

Asset Quality

NPL Ratio 0.94%
Net Charge-Off Ratio --
Texas Ratio 4.10%
NPA Ratio 0.68%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 15.70%
Tier 1 Capital 15.70%
Total Capital Ratio 16.49%
Leverage Ratio 15.84%
Loan-to-Deposit 98.90%

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