BANK OF RICHMONDVILLE is asn small FDIC-insured commercial bank headquartered in COBLESKILL, NY, established in Dec. 8, 1893, midnight. As of 2025-12-31, the bank reported total assets of $181M and total deposits of $161M. Profitability stands at 0.74% ROA and 7.44% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 27.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.38%. FDIC Certificate #12956.
Assets
$181M
Deposits
$161M
Loans
$85M
Equity
$19M
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