SOUTH GEORGIA BANKING COMPANY is amn medium FDIC-insured commercial bank headquartered in OMEGA, GA, established in June 14, 1937, midnight. As of 2025-12-31, the bank reported total assets of $606M and total deposits of $529M. Profitability stands at 0.49% ROA and 3.78% ROE, with a net interest margin of 4.95%. The bank's CET1 capital ratio is 17.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 2.52%. FDIC Certificate #20198.
Assets
$606M
Deposits
$529M
Loans
$370M
Equity
$75M
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