CFBANK NATIONAL ASSOCIATION

COLUMBUS, OH | Large | Est. Jan. 1, 1892, midnight | FDIC #28263 | RSSD #767974 | OCC
Latest Report: 2025-12-31

CFBANK NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in COLUMBUS, OH, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 1.26% ROA and 11.24% ROE, with a net interest margin of 3.10%. The bank's CET1 capital ratio is 13.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 5.97%. FDIC Certificate #28263.

Assets

$2.1B

Deposits

$1.8B

Loans

$1.8B

Equity

$239M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 11.24%
Net Interest Margin (NIM) 3.10%
Yield on Assets 6.19%
Cost of Funds 4.14%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.41%
Texas Ratio 5.97%
NPA Ratio 0.72%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 13.85%
Tier 1 Capital 13.85%
Total Capital Ratio 15.02%
Leverage Ratio 11.40%
Loan-to-Deposit 98.81%

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