GRAND BANK

TULSA, OK | Medium | Est. July 21, 1975, midnight | FDIC #22065 | RSSD #76854 | FED
Latest Report: 2025-12-31

GRAND BANK is amn medium FDIC-insured commercial bank headquartered in TULSA, OK, established in July 21, 1975, midnight. As of 2025-12-31, the bank reported total assets of $654M and total deposits of $563M. Profitability stands at 1.32% ROA and 13.93% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 12.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.29%. FDIC Certificate #22065.

Assets

$654M

Deposits

$563M

Loans

$539M

Equity

$63M

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 13.93%
Net Interest Margin (NIM) 4.37%
Yield on Assets 6.21%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.29%
NPA Ratio 0.03%
ACL / Loans 1.66%

Capital & Liquidity

CET1 Ratio 12.60%
Tier 1 Capital 12.60%
Total Capital Ratio 13.86%
Leverage Ratio 10.42%
Loan-to-Deposit 95.84%

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