BANK OF TIOGA, THE

TIOGA, ND | Small | Est. July 16, 1952, midnight | FDIC #17280 | RSSD #768953 | FDIC
Latest Report: 2025-12-31

BANK OF TIOGA, THE is asn small FDIC-insured commercial bank headquartered in TIOGA, ND, established in July 16, 1952, midnight. As of 2025-12-31, the bank reported total assets of $394M and total deposits of $387M. Profitability stands at 0.39% ROA and 47.34% ROE, with a net interest margin of 2.35%. The bank's CET1 capital ratio is 15.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17280.

Assets

$394M

Deposits

$387M

Loans

$119M

Equity

$4M

Profitability

Return on Assets (ROA) 0.39%
Return on Equity (ROE) 47.34%
Net Interest Margin (NIM) 2.35%
Yield on Assets 4.80%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 15.27%
Tier 1 Capital 15.27%
Total Capital Ratio 15.81%
Leverage Ratio 8.56%
Loan-to-Deposit 30.74%

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