HOMETOWN NATIONAL BANK

LA SALLE, IL | Small | Est. Dec. 16, 1880, midnight | FDIC #3691 | RSSD #770639 | OCC
Latest Report: 2025-12-31

HOMETOWN NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in LA SALLE, IL, established in Dec. 16, 1880, midnight. As of 2025-12-31, the bank reported total assets of $319M and total deposits of $278M. Profitability stands at 1.22% ROA and 12.26% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 19.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.70%. FDIC Certificate #3691.

Assets

$319M

Deposits

$278M

Loans

$149M

Equity

$33M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 12.26%
Net Interest Margin (NIM) 3.25%
Yield on Assets 4.67%
Cost of Funds 1.46%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.70%
NPA Ratio 0.08%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 19.54%
Tier 1 Capital 19.54%
Total Capital Ratio 20.64%
Leverage Ratio 10.49%
Loan-to-Deposit 53.42%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required