FIRST MIDWEST BANK OF DEXTER

DEXTER, MO | Medium | Est. Jan. 15, 1964, midnight | FDIC #19001 | RSSD #770853 | FDIC
Latest Report: 2025-12-31

FIRST MIDWEST BANK OF DEXTER is amn medium FDIC-insured commercial bank headquartered in DEXTER, MO, established in Jan. 15, 1964, midnight. As of 2025-12-31, the bank reported total assets of $679M and total deposits of $545M. Profitability stands at 1.39% ROA and 14.86% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 9.56%. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.84%. FDIC Certificate #19001.

Assets

$679M

Deposits

$545M

Loans

$571M

Equity

$65M

Profitability

Return on Assets (ROA) 1.39%
Return on Equity (ROE) 14.86%
Net Interest Margin (NIM) 3.91%
Yield on Assets 6.87%
Cost of Funds 3.03%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.84%
NPA Ratio 0.09%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 9.56%
Tier 1 Capital 9.56%
Total Capital Ratio 10.04%
Leverage Ratio 9.66%
Loan-to-Deposit 104.94%

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