CITIZENS STATE BANK OF MILFORD is amn micro FDIC-insured commercial bank headquartered in MILFORD, IL, established in Sept. 23, 1907, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $53M. Profitability stands at 0.73% ROA and 9.24% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 12.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #931.
Assets
$58M
Deposits
$53M
Loans
$24M
Equity
$5M
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