CITIZENS STATE BANK OF MILFORD is an FDIC-insured commercial bank headquartered in MILFORD, IL, established in Sept. 23, 1907, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $53M. Profitability stands at 0.73% ROA and 9.24% ROE, with a net interest margin of 4.08%. CET1 capital ratio: 12.78%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
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