DIETERICH BANK

EFFINGHAM, IL | Large | Est. Jan. 1, 1909, midnight | FDIC #3787 | RSSD #771140 | FED
Latest Report: 2025-12-31

DIETERICH BANK is aln large FDIC-insured commercial bank headquartered in EFFINGHAM, IL, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 1.02% ROA and 11.97% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 10.00%. Asset quality metrics show a non-performing loan ratio of 1.93% and a Texas Ratio of 13.68%. FDIC Certificate #3787.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.1B

Equity

$134M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 11.97%
Net Interest Margin (NIM) 3.51%
Yield on Assets 5.44%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 1.93%
Net Charge-Off Ratio 0.09%
Texas Ratio 13.68%
NPA Ratio 1.30%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 10.00%
Tier 1 Capital 10.00%
Total Capital Ratio 11.25%
Leverage Ratio 8.22%
Loan-to-Deposit 80.16%

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