FIRST AMERICAN BANK

ARTESIA, NM | Large | Est. Jan. 1, 1903, midnight | FDIC #2240 | RSSD #771458 | FDIC
Latest Report: 2025-12-31

FIRST AMERICAN BANK is aln large FDIC-insured commercial bank headquartered in ARTESIA, NM, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 2.48% ROA and 24.20% ROE, with a net interest margin of 5.14%. The bank's CET1 capital ratio is 19.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 2.79%. FDIC Certificate #2240.

Assets

$1.8B

Deposits

$1.6B

Loans

$1.1B

Equity

$197M

Profitability

Return on Assets (ROA) 2.48%
Return on Equity (ROE) 24.20%
Net Interest Margin (NIM) 5.14%
Yield on Assets 6.05%
Cost of Funds 1.13%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.16%
Texas Ratio 2.79%
NPA Ratio 0.33%
ACL / Loans 1.88%

Capital & Liquidity

CET1 Ratio 19.45%
Tier 1 Capital 19.45%
Total Capital Ratio 20.71%
Leverage Ratio 12.06%
Loan-to-Deposit 69.12%

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