BAYCOAST BANK is aln large FDIC-insured commercial bank headquartered in SWANSEA, MA, established in Nov. 15, 1851, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.4B. Profitability stands at 0.65% ROA and 7.25% ROE, with a net interest margin of 3.38%. The bank's CET1 capital ratio is 10.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.21% and a Texas Ratio of 9.62%. FDIC Certificate #90196.
Assets
$2.8B
Deposits
$2.4B
Loans
$2.3B
Equity
$259M
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