SOUTH SHORE BANK

SOUTH WEYMOUTH, MA | Large | Est. Feb. 1, 1833, midnight | FDIC #90303 | RSSD #772008 | FED
Latest Report: 2025-12-31

SOUTH SHORE BANK is aln large FDIC-insured commercial bank headquartered in SOUTH WEYMOUTH, MA, established in Feb. 1, 1833, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.2B. Profitability stands at 0.89% ROA and 9.39% ROE, with a net interest margin of 3.02%. The bank's CET1 capital ratio is 14.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.69%. FDIC Certificate #90303.

Assets

$2.5B

Deposits

$2.2B

Loans

$1.7B

Equity

$237M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 9.39%
Net Interest Margin (NIM) 3.02%
Yield on Assets 5.24%
Cost of Funds 2.84%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.69%
NPA Ratio 0.17%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 14.10%
Tier 1 Capital 14.10%
Total Capital Ratio 15.05%
Leverage Ratio 10.42%
Loan-to-Deposit 76.27%

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