TXN BANK

HONDO, TX | Medium | Est. Jan. 1, 1934, midnight | FDIC #15345 | RSSD #77253 | FED
Latest Report: 2025-12-31

TXN BANK is amn medium FDIC-insured commercial bank headquartered in HONDO, TX, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $650M and total deposits of $596M. Profitability stands at 0.83% ROA and 10.85% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 15.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.13% and a Texas Ratio of 7.34%. FDIC Certificate #15345.

Assets

$650M

Deposits

$596M

Loans

$344M

Equity

$50M

Profitability

Return on Assets (ROA) 0.83%
Return on Equity (ROE) 10.85%
Net Interest Margin (NIM) 3.45%
Yield on Assets 5.09%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 1.13%
Net Charge-Off Ratio 0.16%
Texas Ratio 7.34%
NPA Ratio 0.62%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 15.70%
Tier 1 Capital 15.70%
Total Capital Ratio 16.89%
Leverage Ratio 9.68%
Loan-to-Deposit 57.77%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required