METZ BANKING COMPANY

NEVADA, MO | Small | Est. Sept. 14, 1906, midnight | FDIC #1945 | RSSD #772754 | FDIC
Latest Report: 2025-12-31

METZ BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in NEVADA, MO, established in Sept. 14, 1906, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $97M. Profitability stands at 1.09% ROA and 9.92% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 11.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.35%. FDIC Certificate #1945.

Assets

$110M

Deposits

$97M

Loans

$76M

Equity

$12M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 9.92%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.96%
Cost of Funds 3.18%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio --
Texas Ratio 0.35%
NPA Ratio 0.04%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 11.15%
Tier 1 Capital 11.15%
Total Capital Ratio 11.71%
Leverage Ratio 11.42%
Loan-to-Deposit 77.86%

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