FARMERS STATE BANK is asn small FDIC-insured commercial bank headquartered in LINCOLNTON, GA, established in Dec. 2, 1911, midnight. As of 2025-12-31, the bank reported total assets of $184M and total deposits of $159M. Profitability stands at 3.02% ROA and 22.48% ROE, with a net interest margin of 5.94%. The bank's CET1 capital ratio is 31.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 0.85%. FDIC Certificate #879.
Assets
$184M
Deposits
$159M
Loans
$86M
Equity
$24M
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