CLINTON NATIONAL BANK, THE

CLINTON, IA | Small | Est. May 1, 1865, midnight | FDIC #4439 | RSSD #773443 | OCC
Latest Report: 2025-12-31

CLINTON NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in CLINTON, IA, established in May 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $408M and total deposits of $350M. Profitability stands at 0.69% ROA and 6.64% ROE, with a net interest margin of 2.94%. The bank's CET1 capital ratio is 9.23%. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 2.59%. FDIC Certificate #4439.

Assets

$408M

Deposits

$350M

Loans

$235M

Equity

$44M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 6.64%
Net Interest Margin (NIM) 2.94%
Yield on Assets 4.34%
Cost of Funds 1.50%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.59%
NPA Ratio 0.30%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 9.23%
Tier 1 Capital 9.23%
Total Capital Ratio 9.70%
Leverage Ratio 13.24%
Loan-to-Deposit 67.13%

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