MALAGA BANK, FSB

PALOS VERDES ESTATES, CA | Large | Est. March 8, 1985, midnight | FDIC #32282 | RSSD #773470 | OCC
Latest Report: 2025-12-31

MALAGA BANK, FSB is aln large FDIC-insured commercial bank headquartered in PALOS VERDES ESTATES, CA, established in March 8, 1985, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $939M. Profitability stands at 1.49% ROA and 9.13% ROE, with a net interest margin of 3.48%. The bank's CET1 capital ratio is 28.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #32282.

Assets

$1.4B

Deposits

$939M

Loans

$1.2B

Equity

$235M

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 9.13%
Net Interest Margin (NIM) 3.48%
Yield on Assets 5.33%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.31%

Capital & Liquidity

CET1 Ratio 28.91%
Tier 1 Capital 28.91%
Total Capital Ratio 29.38%
Leverage Ratio 16.31%
Loan-to-Deposit 132.18%

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