CITIZENS NATIONAL BANK OF CHEBOYGAN is asn small FDIC-insured commercial bank headquartered in CHEBOYGAN, MI, established in Jan. 24, 1931, midnight. As of 2025-12-31, the bank reported total assets of $471M and total deposits of $422M. Profitability stands at 0.92% ROA and 22.84% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 14.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.52% and a Texas Ratio of 16.36%. FDIC Certificate #5018.
Assets
$471M
Deposits
$422M
Loans
$259M
Equity
$21M
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