COMMUNITY BANKERS' BANK

MIDLOTHIAN, VA | Small | Est. Jan. 2, 1987, midnight | FDIC #26871 | RSSD #77422 | FED
Latest Report: 2025-12-31

COMMUNITY BANKERS' BANK is asn small FDIC-insured commercial bank headquartered in MIDLOTHIAN, VA, established in Jan. 2, 1987, midnight. As of 2025-12-31, the bank reported total assets of $129M and total deposits of $95M. Profitability stands at 0.28% ROA and 1.93% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 14.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26871.

Assets

$129M

Deposits

$95M

Loans

$90M

Equity

$19M

Profitability

Return on Assets (ROA) 0.28%
Return on Equity (ROE) 1.93%
Net Interest Margin (NIM) 3.03%
Yield on Assets 5.19%
Cost of Funds 2.49%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.04%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.06%

Capital & Liquidity

CET1 Ratio 14.89%
Tier 1 Capital 14.89%
Total Capital Ratio 15.63%
Leverage Ratio 15.26%
Loan-to-Deposit 94.71%

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